Do I lose Child Benefit on £66,000?

Partially. On £66,000 you lose 30% through HICBC. For 2 children, that's £675.48 clawed back.

How much Child Benefit will I actually receive on £66,000?

With 2 children, the gross benefit is £2,251.60 per year. After HICBC clawback of £675.48, your net benefit is £1,576.12.

2025/26 Tax Year

Child Benefit on £66,000

You lose 30% of Child Benefit through HICBC at this income level.

1 Child

£948/yr

-£406 HICBC

2 Children

£1,576/yr

-£675 HICBC

3 Children

£2,204/yr

-£945 HICBC

HICBC Clawback

30%

Your Family Details

Calculate your Child Benefit for 2025/26

Number of Children

Your Annual Salary

Partner's Salary (if applicable)

HICBC is based on the higher earner's income

Your Child Benefit

2 children • Higher earner: £66,000

£1,576

Net Annual Benefit

Monthly

£131.34

Weekly

£43.30

Gross Child Benefit£2,252/yr

HICBC Charge (30%)-£675

Net Benefit£1,576/yr

High Income Charge Applies

With income of £66,000, you'll pay back 30% of the benefit through Self Assessment.

Tip: Reduce via Pension

Contributing £6,000 to pension would reduce your income below the threshold, saving the HICBC charge plus £2,400 in tax.

💡 Save Child Benefit with Pension Contributions

Contributing £6,000 to your pension would bring your adjusted income below £60,000, eliminating the HICBC charge entirely. You'd also get £2,400 in tax relief on the contribution (at 40%). Use our pension calculator to see the full benefit.

How HICBC Works at £66,000

At £66,000, which is £6,000 over £60,000, HICBC claws back 1% for every £200 over the threshold = 30% clawback.

Still Claim Even at High Income

Even if HICBC claws back 100% of your benefit, you should still claim Child Benefit. The claiming parent receives National Insurance credits towards their State Pension, and your child automatically gets their NI number at 16.