£25,000 Salary - UK Take Home Pay
If you earn £25,000 per year in the UK, you will take home £21,520 after tax and National Insurance. That's £1,793.30 per month.
Below UK Median Salary
£25,000 is below the UK median salary of approximately £35,000. This is a common salary range for entry-level roles and some regions.
- You're entirely in the basic rate (20%) tax band
- Pension contributions get 20% tax relief - employer matches are free money
- Consider salary sacrifice schemes to reduce taxable income
- Help to Buy ISA or LISA can help save for a home
How £25,000 Compares
UK salary benchmarks for 2025/26
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Your Income
Enter your salary details for 2025/26
Salary sacrifice reduces taxable income
Take Home Pay
£21,519.60/year
86.1% of gross income
- Gross Income£25,000.00
- Taxable Income£12,430.00
- Income Tax-£2,486.00
- National Insurance-£994.40
- Total Deductions-£3,480.40
13.9%
Effective Rate
20%
Marginal Rate
What £25,000 Affords
Based on £1,793.30/month take-home
Jobs Around £25,000
Typical roles at this salary level
£25,000 Salary Breakdown
| Description | Yearly | Monthly |
|---|---|---|
| Gross Salary | £25,000.00 | £2,083.33 |
| Personal Allowance | £12,570.00 | £1,047.50 |
| Taxable Income | £12,430.00 | £1,035.83 |
| Income Tax | -£2,486.00 | -£207.17 |
| National Insurance | -£994.40 | -£82.87 |
| Total Deductions | -£3,480.40 | -£290.03 |
| Take Home Pay | £21,519.60 | £1,793.30 |
How is £25,000 Taxed?
On a £25,000 salary, here's how your income is distributed across tax bands:
Understanding Your £25,000 Salary
A £25,000 salary in the UK for the 2025/26 tax year will result in a take-home pay of £21,519.60 per year, or £1,793.30 per month. This salary is below the UK median of £35,000.
Your effective tax rate is 13.9%, meaning for every £1 you earn, you keep approximately £0.86. Your marginal tax rate (the rate on your next £1 earned) is 20%.
This calculation assumes you have a standard Personal Allowance of £12,570, no student loan repayments, and no pension contributions. You can adjust these factors using the calculator above.