Updated for 2025/26
£10,082 vs £15,082 Salary Comparison
Compare a £10,082 salary against £15,082. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£358.05
per month
You Keep
86%
of the raise
5-Year Gain
+£21,483
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £10,082 | £15,082 | Difference |
|---|---|---|---|
| Gross Salary | £10,082 | £15,082 | £5,000 |
| Income Tax | £0 | £502 | £502 |
| National Insurance | £0 | £201 | £201 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £10,082 | £14,379 | £4,297 |
| Take-Home (Monthly) | £840 | £1,198 | £358 |
| Effective Tax Rate | 0.0% | 4.7% | 4.7% |
£10,082
Gross£10,082
Take-Home£10,082
You Keep100.0%
£15,082
Gross£15,082
Take-Home£14,379
You Keep95.3%
Tax Band Analysis
Understanding where your money goes
£10,082
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£840.17
£15,082
Tax BandBasic Rate
Marginal Rate20%
Income Tax£502.40
National Insurance£200.96
Take Home (Monthly)£1,198.22
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £358.05 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £10,082 vs £15,082
£10,082
- Gross Pay£10,082.00
- Take Home (Year)£10,082.00
- Take Home (Month)£840.17
- Effective Tax Rate0.0%
£15,082
- Gross Pay£15,082.00
- Take Home (Year)£14,378.64
- Take Home (Month)£1,198.22
- Effective Tax Rate4.7%
The difference in take-home pay is £4,297 per year, which works out to £358.05 per month.