Updated for 2025/26
£10,752 vs £18,042 Salary Comparison
Compare a £10,752 salary against £18,042. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£7,290
per year
Take Home Extra
+£479.82
per month
You Keep
79%
of the raise
5-Year Gain
+£28,789
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £10,752 | £18,042 | Difference |
|---|---|---|---|
| Gross Salary | £10,752 | £18,042 | £7,290 |
| Income Tax | £0 | £1,094 | £1,094 |
| National Insurance | £0 | £438 | £438 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £10,752 | £16,510 | £5,758 |
| Take-Home (Monthly) | £896 | £1,376 | £480 |
| Effective Tax Rate | 0.0% | 8.5% | 8.5% |
£10,752
Gross£10,752
Take-Home£10,752
You Keep100.0%
£18,042
Gross£18,042
Take-Home£16,510
You Keep91.5%
Tax Band Analysis
Understanding where your money goes
£10,752
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£896.00
£18,042
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,094.40
National Insurance£437.76
Take Home (Monthly)£1,375.82
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £479.82 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,757.84/year extra into savings or investments
Full Comparison: £10,752 vs £18,042
£10,752
- Gross Pay£10,752.00
- Take Home (Year)£10,752.00
- Take Home (Month)£896.00
- Effective Tax Rate0.0%
£18,042
- Gross Pay£18,042.00
- Take Home (Year)£16,509.84
- Take Home (Month)£1,375.82
- Effective Tax Rate8.5%
The difference in take-home pay is £5,758 per year, which works out to £479.82 per month.