Updated for 2025/26
£10,826 vs £26,463 Salary Comparison
Compare a £10,826 salary against £26,463. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£15,637
per year
Take Home Extra
+£978.91
per month
You Keep
75%
of the raise
5-Year Gain
+£58,735
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £10,826 | £26,463 | Difference |
|---|---|---|---|
| Gross Salary | £10,826 | £26,463 | £15,637 |
| Income Tax | £0 | £2,779 | £2,779 |
| National Insurance | £0 | £1,111 | £1,111 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £10,826 | £22,573 | £11,747 |
| Take-Home (Monthly) | £902 | £1,881 | £979 |
| Effective Tax Rate | 0.0% | 14.7% | 14.7% |
£10,826
Gross£10,826
Take-Home£10,826
You Keep100.0%
£26,463
Gross£26,463
Take-Home£22,573
You Keep85.3%
Tax Band Analysis
Understanding where your money goes
£10,826
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£902.17
£26,463
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,778.60
National Insurance£1,111.44
Take Home (Monthly)£1,881.08
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £978.91 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£11,746.96/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £10,826 vs £26,463
£10,826
- Gross Pay£10,826.00
- Take Home (Year)£10,826.00
- Take Home (Month)£902.17
- Effective Tax Rate0.0%
£26,463
- Gross Pay£26,463.00
- Take Home (Year)£22,572.96
- Take Home (Month)£1,881.08
- Effective Tax Rate14.7%
The difference in take-home pay is £11,747 per year, which works out to £978.91 per month.