Updated for 2025/26
£10,980 vs £16,425 Salary Comparison
Compare a £10,980 salary against £16,425. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,445
per year
Take Home Extra
+£363.80
per month
You Keep
80%
of the raise
5-Year Gain
+£21,828
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £10,980 | £16,425 | Difference |
|---|---|---|---|
| Gross Salary | £10,980 | £16,425 | £5,445 |
| Income Tax | £0 | £771 | £771 |
| National Insurance | £0 | £308 | £308 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £10,980 | £15,346 | £4,366 |
| Take-Home (Monthly) | £915 | £1,279 | £364 |
| Effective Tax Rate | 0.0% | 6.6% | 6.6% |
£10,980
Gross£10,980
Take-Home£10,980
You Keep100.0%
£16,425
Gross£16,425
Take-Home£15,346
You Keep93.4%
Tax Band Analysis
Understanding where your money goes
£10,980
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£915.00
£16,425
Tax BandBasic Rate
Marginal Rate20%
Income Tax£771.00
National Insurance£308.40
Take Home (Monthly)£1,278.80
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £363.80 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £10,980 vs £16,425
£10,980
- Gross Pay£10,980.00
- Take Home (Year)£10,980.00
- Take Home (Month)£915.00
- Effective Tax Rate0.0%
£16,425
- Gross Pay£16,425.00
- Take Home (Year)£15,345.60
- Take Home (Month)£1,278.80
- Effective Tax Rate6.6%
The difference in take-home pay is £4,366 per year, which works out to £363.80 per month.