Updated for 2025/26
£11,001 vs £19,428 Salary Comparison
Compare a £11,001 salary against £19,428. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£8,427
per year
Take Home Extra
+£542.23
per month
You Keep
77%
of the raise
5-Year Gain
+£32,534
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,001 | £19,428 | Difference |
|---|---|---|---|
| Gross Salary | £11,001 | £19,428 | £8,427 |
| Income Tax | £0 | £1,372 | £1,372 |
| National Insurance | £0 | £549 | £549 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,001 | £17,508 | £6,507 |
| Take-Home (Monthly) | £917 | £1,459 | £542 |
| Effective Tax Rate | 0.0% | 9.9% | 9.9% |
£11,001
Gross£11,001
Take-Home£11,001
You Keep100.0%
£19,428
Gross£19,428
Take-Home£17,508
You Keep90.1%
Tax Band Analysis
Understanding where your money goes
£11,001
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£916.75
£19,428
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,371.60
National Insurance£548.64
Take Home (Monthly)£1,458.98
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £542.23 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,506.76/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £11,001 vs £19,428
£11,001
- Gross Pay£11,001.00
- Take Home (Year)£11,001.00
- Take Home (Month)£916.75
- Effective Tax Rate0.0%
£19,428
- Gross Pay£19,428.00
- Take Home (Year)£17,507.76
- Take Home (Month)£1,458.98
- Effective Tax Rate9.9%
The difference in take-home pay is £6,507 per year, which works out to £542.23 per month.