Updated for 2025/26
£11,015 vs £26,405 Salary Comparison
Compare a £11,015 salary against £26,405. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£15,390
per year
Take Home Extra
+£959.68
per month
You Keep
75%
of the raise
5-Year Gain
+£57,581
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,015 | £26,405 | Difference |
|---|---|---|---|
| Gross Salary | £11,015 | £26,405 | £15,390 |
| Income Tax | £0 | £2,767 | £2,767 |
| National Insurance | £0 | £1,107 | £1,107 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,015 | £22,531 | £11,516 |
| Take-Home (Monthly) | £918 | £1,878 | £960 |
| Effective Tax Rate | 0.0% | 14.7% | 14.7% |
£11,015
Gross£11,015
Take-Home£11,015
You Keep100.0%
£26,405
Gross£26,405
Take-Home£22,531
You Keep85.3%
Tax Band Analysis
Understanding where your money goes
£11,015
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£917.92
£26,405
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,767.00
National Insurance£1,106.80
Take Home (Monthly)£1,877.60
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £959.68 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£11,516.20/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £11,015 vs £26,405
£11,015
- Gross Pay£11,015.00
- Take Home (Year)£11,015.00
- Take Home (Month)£917.92
- Effective Tax Rate0.0%
£26,405
- Gross Pay£26,405.00
- Take Home (Year)£22,531.20
- Take Home (Month)£1,877.60
- Effective Tax Rate14.7%
The difference in take-home pay is £11,516 per year, which works out to £959.68 per month.