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Updated for 2025/26

£11,029 vs £15,484 Salary Comparison

Compare a £11,029 salary against £15,484. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,455
per year
Take Home Extra
+£303.26
per month
You Keep
82%
of the raise
5-Year Gain
+£18,195
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,029£15,484Difference
Gross Salary£11,029£15,484£4,455
Income Tax£0£583£583
National Insurance£0£233£233
Pension£0£0£0
Take-Home Pay (Yearly)
£11,029
£14,668
£3,639
Take-Home (Monthly)£919£1,222£303
Effective Tax Rate0.0%5.3%5.3%

£11,029

Gross£11,029
Take-Home£11,029
You Keep100.0%

£15,484

Gross£15,484
Take-Home£14,668
You Keep94.7%

Tax Band Analysis

Understanding where your money goes

£11,029

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£919.08

£15,484

Tax BandBasic Rate
Marginal Rate20%
Income Tax£582.80
National Insurance£233.12
Take Home (Monthly)£1,222.34

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £303.26 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,029 vs £15,484

£11,029

  • Gross Pay£11,029.00
  • Take Home (Year)£11,029.00
  • Take Home (Month)£919.08
  • Effective Tax Rate0.0%

£15,484

  • Gross Pay£15,484.00
  • Take Home (Year)£14,668.08
  • Take Home (Month)£1,222.34
  • Effective Tax Rate5.3%

The difference in take-home pay is £3,639 per year, which works out to £303.26 per month.