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Updated for 2025/26

£11,048 vs £19,067 Salary Comparison

Compare a £11,048 salary against £19,067. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£8,019
per year
Take Home Extra
+£516.65
per month
You Keep
77%
of the raise
5-Year Gain
+£30,999
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,048£19,067Difference
Gross Salary£11,048£19,067£8,019
Income Tax£0£1,299£1,299
National Insurance£0£520£520
Pension£0£0£0
Take-Home Pay (Yearly)
£11,048
£17,248
£6,200
Take-Home (Monthly)£921£1,437£517
Effective Tax Rate0.0%9.5%9.5%

£11,048

Gross£11,048
Take-Home£11,048
You Keep100.0%

£19,067

Gross£19,067
Take-Home£17,248
You Keep90.5%

Tax Band Analysis

Understanding where your money goes

£11,048

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£920.67

£19,067

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,299.40
National Insurance£519.76
Take Home (Monthly)£1,437.32

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £516.65 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,199.84/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £11,048 vs £19,067

£11,048

  • Gross Pay£11,048.00
  • Take Home (Year)£11,048.00
  • Take Home (Month)£920.67
  • Effective Tax Rate0.0%

£19,067

  • Gross Pay£19,067.00
  • Take Home (Year)£17,247.84
  • Take Home (Month)£1,437.32
  • Effective Tax Rate9.5%

The difference in take-home pay is £6,200 per year, which works out to £516.65 per month.