Updated for 2025/26
£11,048 vs £25,798 Salary Comparison
Compare a £11,048 salary against £25,798. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£14,750
per year
Take Home Extra
+£920.51
per month
You Keep
75%
of the raise
5-Year Gain
+£55,231
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,048 | £25,798 | Difference |
|---|---|---|---|
| Gross Salary | £11,048 | £25,798 | £14,750 |
| Income Tax | £0 | £2,646 | £2,646 |
| National Insurance | £0 | £1,058 | £1,058 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,048 | £22,094 | £11,046 |
| Take-Home (Monthly) | £921 | £1,841 | £921 |
| Effective Tax Rate | 0.0% | 14.4% | 14.4% |
£11,048
Gross£11,048
Take-Home£11,048
You Keep100.0%
£25,798
Gross£25,798
Take-Home£22,094
You Keep85.6%
Tax Band Analysis
Understanding where your money goes
£11,048
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£920.67
£25,798
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,645.60
National Insurance£1,058.24
Take Home (Monthly)£1,841.18
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £920.51 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£11,046.16/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £11,048 vs £25,798
£11,048
- Gross Pay£11,048.00
- Take Home (Year)£11,048.00
- Take Home (Month)£920.67
- Effective Tax Rate0.0%
£25,798
- Gross Pay£25,798.00
- Take Home (Year)£22,094.16
- Take Home (Month)£1,841.18
- Effective Tax Rate14.4%
The difference in take-home pay is £11,046 per year, which works out to £920.51 per month.