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Updated for 2025/26

£11,094 vs £15,549 Salary Comparison

Compare a £11,094 salary against £15,549. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,455
per year
Take Home Extra
+£301.74
per month
You Keep
81%
of the raise
5-Year Gain
+£18,104
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,094£15,549Difference
Gross Salary£11,094£15,549£4,455
Income Tax£0£596£596
National Insurance£0£238£238
Pension£0£0£0
Take-Home Pay (Yearly)
£11,094
£14,715
£3,621
Take-Home (Monthly)£925£1,226£302
Effective Tax Rate0.0%5.4%5.4%

£11,094

Gross£11,094
Take-Home£11,094
You Keep100.0%

£15,549

Gross£15,549
Take-Home£14,715
You Keep94.6%

Tax Band Analysis

Understanding where your money goes

£11,094

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£924.50

£15,549

Tax BandBasic Rate
Marginal Rate20%
Income Tax£595.80
National Insurance£238.32
Take Home (Monthly)£1,226.24

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £301.74 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,094 vs £15,549

£11,094

  • Gross Pay£11,094.00
  • Take Home (Year)£11,094.00
  • Take Home (Month)£924.50
  • Effective Tax Rate0.0%

£15,549

  • Gross Pay£15,549.00
  • Take Home (Year)£14,714.88
  • Take Home (Month)£1,226.24
  • Effective Tax Rate5.4%

The difference in take-home pay is £3,621 per year, which works out to £301.74 per month.