Updated for 2025/26
£11,094 vs £21,049 Salary Comparison
Compare a £11,094 salary against £21,049. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£9,955
per year
Take Home Extra
+£631.74
per month
You Keep
76%
of the raise
5-Year Gain
+£37,904
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,094 | £21,049 | Difference |
|---|---|---|---|
| Gross Salary | £11,094 | £21,049 | £9,955 |
| Income Tax | £0 | £1,696 | £1,696 |
| National Insurance | £0 | £678 | £678 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,094 | £18,675 | £7,581 |
| Take-Home (Monthly) | £925 | £1,556 | £632 |
| Effective Tax Rate | 0.0% | 11.3% | 11.3% |
£11,094
Gross£11,094
Take-Home£11,094
You Keep100.0%
£21,049
Gross£21,049
Take-Home£18,675
You Keep88.7%
Tax Band Analysis
Understanding where your money goes
£11,094
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£924.50
£21,049
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,695.80
National Insurance£678.32
Take Home (Monthly)£1,556.24
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £631.74 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,580.88/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £11,094 vs £21,049
£11,094
- Gross Pay£11,094.00
- Take Home (Year)£11,094.00
- Take Home (Month)£924.50
- Effective Tax Rate0.0%
£21,049
- Gross Pay£21,049.00
- Take Home (Year)£18,674.88
- Take Home (Month)£1,556.24
- Effective Tax Rate11.3%
The difference in take-home pay is £7,581 per year, which works out to £631.74 per month.