Updated for 2025/26
£11,095 vs £26,095 Salary Comparison
Compare a £11,095 salary against £26,095. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£15,000
per year
Take Home Extra
+£934.42
per month
You Keep
75%
of the raise
5-Year Gain
+£56,065
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,095 | £26,095 | Difference |
|---|---|---|---|
| Gross Salary | £11,095 | £26,095 | £15,000 |
| Income Tax | £0 | £2,705 | £2,705 |
| National Insurance | £0 | £1,082 | £1,082 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,095 | £22,308 | £11,213 |
| Take-Home (Monthly) | £925 | £1,859 | £934 |
| Effective Tax Rate | 0.0% | 14.5% | 14.5% |
£11,095
Gross£11,095
Take-Home£11,095
You Keep100.0%
£26,095
Gross£26,095
Take-Home£22,308
You Keep85.5%
Tax Band Analysis
Understanding where your money goes
£11,095
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£924.58
£26,095
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,705.00
National Insurance£1,082.00
Take Home (Monthly)£1,859.00
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £934.42 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£11,213.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £11,095 vs £26,095
£11,095
- Gross Pay£11,095.00
- Take Home (Year)£11,095.00
- Take Home (Month)£924.58
- Effective Tax Rate0.0%
£26,095
- Gross Pay£26,095.00
- Take Home (Year)£22,308.00
- Take Home (Month)£1,859.00
- Effective Tax Rate14.5%
The difference in take-home pay is £11,213 per year, which works out to £934.42 per month.