Updated for 2025/26
£11,154 vs £18,444 Salary Comparison
Compare a £11,154 salary against £18,444. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£7,290
per year
Take Home Extra
+£470.44
per month
You Keep
77%
of the raise
5-Year Gain
+£28,226
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £11,154 | £18,444 | Difference |
|---|---|---|---|
| Gross Salary | £11,154 | £18,444 | £7,290 |
| Income Tax | £0 | £1,175 | £1,175 |
| National Insurance | £0 | £470 | £470 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,154 | £16,799 | £5,645 |
| Take-Home (Monthly) | £930 | £1,400 | £470 |
| Effective Tax Rate | 0.0% | 8.9% | 8.9% |
£11,154
Gross£11,154
Take-Home£11,154
You Keep100.0%
£18,444
Gross£18,444
Take-Home£16,799
You Keep91.1%
Tax Band Analysis
Understanding where your money goes
£11,154
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£929.50
£18,444
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,174.80
National Insurance£469.92
Take Home (Monthly)£1,399.94
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £470.44 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,645.28/year extra into savings or investments
Full Comparison: £11,154 vs £18,444
£11,154
- Gross Pay£11,154.00
- Take Home (Year)£11,154.00
- Take Home (Month)£929.50
- Effective Tax Rate0.0%
£18,444
- Gross Pay£18,444.00
- Take Home (Year)£16,799.28
- Take Home (Month)£1,399.94
- Effective Tax Rate8.9%
The difference in take-home pay is £5,645 per year, which works out to £470.44 per month.