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Updated for 2025/26

£11,272 vs £15,281 Salary Comparison

Compare a £11,272 salary against £15,281. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,009
per year
Take Home Extra
+£270.83
per month
You Keep
81%
of the raise
5-Year Gain
+£16,250
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
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Comparison Results

Metric£11,272£15,281Difference
Gross Salary£11,272£15,281£4,009
Income Tax£0£542£542
National Insurance£0£217£217
Pension£0£0£0
Take-Home Pay (Yearly)
£11,272
£14,522
£3,250
Take-Home (Monthly)£939£1,210£271
Effective Tax Rate0.0%5.0%5.0%

£11,272

Gross£11,272
Take-Home£11,272
You Keep100.0%

£15,281

Gross£15,281
Take-Home£14,522
You Keep95.0%

Tax Band Analysis

Understanding where your money goes

£11,272

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£939.33

£15,281

Tax BandBasic Rate
Marginal Rate20%
Income Tax£542.20
National Insurance£216.88
Take Home (Monthly)£1,210.16

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £270.83 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,272 vs £15,281

£11,272

  • Gross Pay£11,272.00
  • Take Home (Year)£11,272.00
  • Take Home (Month)£939.33
  • Effective Tax Rate0.0%

£15,281

  • Gross Pay£15,281.00
  • Take Home (Year)£14,521.92
  • Take Home (Month)£1,210.16
  • Effective Tax Rate5.0%

The difference in take-home pay is £3,250 per year, which works out to £270.83 per month.