Updated for 2025/26
£11,285 vs £15,740 Salary Comparison
Compare a £11,285 salary against £15,740. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,455
per year
Take Home Extra
+£297.28
per month
You Keep
80%
of the raise
5-Year Gain
+£17,837
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,285 | £15,740 | Difference |
|---|---|---|---|
| Gross Salary | £11,285 | £15,740 | £4,455 |
| Income Tax | £0 | £634 | £634 |
| National Insurance | £0 | £254 | £254 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,285 | £14,852 | £3,567 |
| Take-Home (Monthly) | £940 | £1,238 | £297 |
| Effective Tax Rate | 0.0% | 5.6% | 5.6% |
£11,285
Gross£11,285
Take-Home£11,285
You Keep100.0%
£15,740
Gross£15,740
Take-Home£14,852
You Keep94.4%
Tax Band Analysis
Understanding where your money goes
£11,285
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£940.42
£15,740
Tax BandBasic Rate
Marginal Rate20%
Income Tax£634.00
National Insurance£253.60
Take Home (Monthly)£1,237.70
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £297.28 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £11,285 vs £15,740
£11,285
- Gross Pay£11,285.00
- Take Home (Year)£11,285.00
- Take Home (Month)£940.42
- Effective Tax Rate0.0%
£15,740
- Gross Pay£15,740.00
- Take Home (Year)£14,852.40
- Take Home (Month)£1,237.70
- Effective Tax Rate5.6%
The difference in take-home pay is £3,567 per year, which works out to £297.28 per month.