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Updated for 2025/26

£11,285 vs £16,285 Salary Comparison

Compare a £11,285 salary against £16,285. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,000
per year
Take Home Extra
+£329.98
per month
You Keep
79%
of the raise
5-Year Gain
+£19,799
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,285£16,285Difference
Gross Salary£11,285£16,285£5,000
Income Tax£0£743£743
National Insurance£0£297£297
Pension£0£0£0
Take-Home Pay (Yearly)
£11,285
£15,245
£3,960
Take-Home (Monthly)£940£1,270£330
Effective Tax Rate0.0%6.4%6.4%

£11,285

Gross£11,285
Take-Home£11,285
You Keep100.0%

£16,285

Gross£16,285
Take-Home£15,245
You Keep93.6%

Tax Band Analysis

Understanding where your money goes

£11,285

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£940.42

£16,285

Tax BandBasic Rate
Marginal Rate20%
Income Tax£743.00
National Insurance£297.20
Take Home (Monthly)£1,270.40

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £329.98 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,285 vs £16,285

£11,285

  • Gross Pay£11,285.00
  • Take Home (Year)£11,285.00
  • Take Home (Month)£940.42
  • Effective Tax Rate0.0%

£16,285

  • Gross Pay£16,285.00
  • Take Home (Year)£15,244.80
  • Take Home (Month)£1,270.40
  • Effective Tax Rate6.4%

The difference in take-home pay is £3,960 per year, which works out to £329.98 per month.