Updated for 2025/26
£11,291 vs £18,986 Salary Comparison
Compare a £11,291 salary against £18,986. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£7,695
per year
Take Home Extra
+£491.54
per month
You Keep
77%
of the raise
5-Year Gain
+£29,493
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,291 | £18,986 | Difference |
|---|---|---|---|
| Gross Salary | £11,291 | £18,986 | £7,695 |
| Income Tax | £0 | £1,283 | £1,283 |
| National Insurance | £0 | £513 | £513 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,291 | £17,190 | £5,899 |
| Take-Home (Monthly) | £941 | £1,432 | £492 |
| Effective Tax Rate | 0.0% | 9.5% | 9.5% |
£11,291
Gross£11,291
Take-Home£11,291
You Keep100.0%
£18,986
Gross£18,986
Take-Home£17,190
You Keep90.5%
Tax Band Analysis
Understanding where your money goes
£11,291
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£940.92
£18,986
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,283.20
National Insurance£513.28
Take Home (Monthly)£1,432.46
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £491.54 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,898.52/year extra into savings or investments
Full Comparison: £11,291 vs £18,986
£11,291
- Gross Pay£11,291.00
- Take Home (Year)£11,291.00
- Take Home (Month)£940.92
- Effective Tax Rate0.0%
£18,986
- Gross Pay£18,986.00
- Take Home (Year)£17,189.52
- Take Home (Month)£1,432.46
- Effective Tax Rate9.5%
The difference in take-home pay is £5,899 per year, which works out to £491.54 per month.