Updated for 2025/26
£11,318 vs £15,773 Salary Comparison
Compare a £11,318 salary against £15,773. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,455
per year
Take Home Extra
+£296.51
per month
You Keep
80%
of the raise
5-Year Gain
+£17,791
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,318 | £15,773 | Difference |
|---|---|---|---|
| Gross Salary | £11,318 | £15,773 | £4,455 |
| Income Tax | £0 | £641 | £641 |
| National Insurance | £0 | £256 | £256 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,318 | £14,876 | £3,558 |
| Take-Home (Monthly) | £943 | £1,240 | £297 |
| Effective Tax Rate | 0.0% | 5.7% | 5.7% |
£11,318
Gross£11,318
Take-Home£11,318
You Keep100.0%
£15,773
Gross£15,773
Take-Home£14,876
You Keep94.3%
Tax Band Analysis
Understanding where your money goes
£11,318
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£943.17
£15,773
Tax BandBasic Rate
Marginal Rate20%
Income Tax£640.60
National Insurance£256.24
Take Home (Monthly)£1,239.68
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £296.51 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £11,318 vs £15,773
£11,318
- Gross Pay£11,318.00
- Take Home (Year)£11,318.00
- Take Home (Month)£943.17
- Effective Tax Rate0.0%
£15,773
- Gross Pay£15,773.00
- Take Home (Year)£14,876.16
- Take Home (Month)£1,239.68
- Effective Tax Rate5.7%
The difference in take-home pay is £3,558 per year, which works out to £296.51 per month.