Updated for 2025/26
£11,344 vs £18,065 Salary Comparison
Compare a £11,344 salary against £18,065. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,721
per year
Take Home Extra
+£431.87
per month
You Keep
77%
of the raise
5-Year Gain
+£25,912
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,344 | £18,065 | Difference |
|---|---|---|---|
| Gross Salary | £11,344 | £18,065 | £6,721 |
| Income Tax | £0 | £1,099 | £1,099 |
| National Insurance | £0 | £440 | £440 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,344 | £16,526 | £5,182 |
| Take-Home (Monthly) | £945 | £1,377 | £432 |
| Effective Tax Rate | 0.0% | 8.5% | 8.5% |
£11,344
Gross£11,344
Take-Home£11,344
You Keep100.0%
£18,065
Gross£18,065
Take-Home£16,526
You Keep91.5%
Tax Band Analysis
Understanding where your money goes
£11,344
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£945.33
£18,065
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,099.00
National Insurance£439.60
Take Home (Monthly)£1,377.20
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £431.87 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,182.40/year extra into savings or investments
Full Comparison: £11,344 vs £18,065
£11,344
- Gross Pay£11,344.00
- Take Home (Year)£11,344.00
- Take Home (Month)£945.33
- Effective Tax Rate0.0%
£18,065
- Gross Pay£18,065.00
- Take Home (Year)£16,526.40
- Take Home (Month)£1,377.20
- Effective Tax Rate8.5%
The difference in take-home pay is £5,182 per year, which works out to £431.87 per month.