Updated for 2025/26
£11,376 vs £18,521 Salary Comparison
Compare a £11,376 salary against £18,521. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£7,145
per year
Take Home Extra
+£456.56
per month
You Keep
77%
of the raise
5-Year Gain
+£27,394
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,376 | £18,521 | Difference |
|---|---|---|---|
| Gross Salary | £11,376 | £18,521 | £7,145 |
| Income Tax | £0 | £1,190 | £1,190 |
| National Insurance | £0 | £476 | £476 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,376 | £16,855 | £5,479 |
| Take-Home (Monthly) | £948 | £1,405 | £457 |
| Effective Tax Rate | 0.0% | 9.0% | 9.0% |
£11,376
Gross£11,376
Take-Home£11,376
You Keep100.0%
£18,521
Gross£18,521
Take-Home£16,855
You Keep91.0%
Tax Band Analysis
Understanding where your money goes
£11,376
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£948.00
£18,521
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,190.20
National Insurance£476.08
Take Home (Monthly)£1,404.56
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £456.56 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,478.72/year extra into savings or investments
Full Comparison: £11,376 vs £18,521
£11,376
- Gross Pay£11,376.00
- Take Home (Year)£11,376.00
- Take Home (Month)£948.00
- Effective Tax Rate0.0%
£18,521
- Gross Pay£18,521.00
- Take Home (Year)£16,854.72
- Take Home (Month)£1,404.56
- Effective Tax Rate9.0%
The difference in take-home pay is £5,479 per year, which works out to £456.56 per month.