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Updated for 2025/26

£11,381 vs £21,331 Salary Comparison

Compare a £11,381 salary against £21,331. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£9,950
per year
Take Home Extra
+£624.74
per month
You Keep
75%
of the raise
5-Year Gain
+£37,485
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,381£21,331Difference
Gross Salary£11,381£21,331£9,950
Income Tax£0£1,752£1,752
National Insurance£0£701£701
Pension£0£0£0
Take-Home Pay (Yearly)
£11,381
£18,878
£7,497
Take-Home (Monthly)£948£1,573£625
Effective Tax Rate0.0%11.5%11.5%

£11,381

Gross£11,381
Take-Home£11,381
You Keep100.0%

£21,331

Gross£21,331
Take-Home£18,878
You Keep88.5%

Tax Band Analysis

Understanding where your money goes

£11,381

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£948.42

£21,331

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,752.20
National Insurance£700.88
Take Home (Monthly)£1,573.16

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £624.74 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,496.92/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £11,381 vs £21,331

£11,381

  • Gross Pay£11,381.00
  • Take Home (Year)£11,381.00
  • Take Home (Month)£948.42
  • Effective Tax Rate0.0%

£21,331

  • Gross Pay£21,331.00
  • Take Home (Year)£18,877.92
  • Take Home (Month)£1,573.16
  • Effective Tax Rate11.5%

The difference in take-home pay is £7,497 per year, which works out to £624.74 per month.