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Updated for 2025/26

£11,399 vs £15,899 Salary Comparison

Compare a £11,399 salary against £15,899. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,500
per year
Take Home Extra
+£297.32
per month
You Keep
79%
of the raise
5-Year Gain
+£17,839
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,399£15,899Difference
Gross Salary£11,399£15,899£4,500
Income Tax£0£666£666
National Insurance£0£266£266
Pension£0£0£0
Take-Home Pay (Yearly)
£11,399
£14,967
£3,568
Take-Home (Monthly)£950£1,247£297
Effective Tax Rate0.0%5.9%5.9%

£11,399

Gross£11,399
Take-Home£11,399
You Keep100.0%

£15,899

Gross£15,899
Take-Home£14,967
You Keep94.1%

Tax Band Analysis

Understanding where your money goes

£11,399

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£949.92

£15,899

Tax BandBasic Rate
Marginal Rate20%
Income Tax£665.80
National Insurance£266.32
Take Home (Monthly)£1,247.24

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £297.32 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,399 vs £15,899

£11,399

  • Gross Pay£11,399.00
  • Take Home (Year)£11,399.00
  • Take Home (Month)£949.92
  • Effective Tax Rate0.0%

£15,899

  • Gross Pay£15,899.00
  • Take Home (Year)£14,966.88
  • Take Home (Month)£1,247.24
  • Effective Tax Rate5.9%

The difference in take-home pay is £3,568 per year, which works out to £297.32 per month.