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Updated for 2025/26

£11,509 vs £17,009 Salary Comparison

Compare a £11,509 salary against £17,009. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,500
per year
Take Home Extra
+£354.76
per month
You Keep
77%
of the raise
5-Year Gain
+£21,285
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,509£17,009Difference
Gross Salary£11,509£17,009£5,500
Income Tax£0£888£888
National Insurance£0£355£355
Pension£0£0£0
Take-Home Pay (Yearly)
£11,509
£15,766
£4,257
Take-Home (Monthly)£959£1,314£355
Effective Tax Rate0.0%7.3%7.3%

£11,509

Gross£11,509
Take-Home£11,509
You Keep100.0%

£17,009

Gross£17,009
Take-Home£15,766
You Keep92.7%

Tax Band Analysis

Understanding where your money goes

£11,509

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£959.08

£17,009

Tax BandBasic Rate
Marginal Rate20%
Income Tax£887.80
National Insurance£355.12
Take Home (Monthly)£1,313.84

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £354.76 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,509 vs £17,009

£11,509

  • Gross Pay£11,509.00
  • Take Home (Year)£11,509.00
  • Take Home (Month)£959.08
  • Effective Tax Rate0.0%

£17,009

  • Gross Pay£17,009.00
  • Take Home (Year)£15,766.08
  • Take Home (Month)£1,313.84
  • Effective Tax Rate7.3%

The difference in take-home pay is £4,257 per year, which works out to £354.76 per month.