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Updated for 2025/26

£11,737 vs £15,382 Salary Comparison

Compare a £11,737 salary against £15,382. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£3,645
per year
Take Home Extra
+£238.14
per month
You Keep
78%
of the raise
5-Year Gain
+£14,288
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
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Comparison Results

Metric£11,737£15,382Difference
Gross Salary£11,737£15,382£3,645
Income Tax£0£562£562
National Insurance£0£225£225
Pension£0£0£0
Take-Home Pay (Yearly)
£11,737
£14,595
£2,858
Take-Home (Monthly)£978£1,216£238
Effective Tax Rate0.0%5.1%5.1%

£11,737

Gross£11,737
Take-Home£11,737
You Keep100.0%

£15,382

Gross£15,382
Take-Home£14,595
You Keep94.9%

Tax Band Analysis

Understanding where your money goes

£11,737

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£978.08

£15,382

Tax BandBasic Rate
Marginal Rate20%
Income Tax£562.40
National Insurance£224.96
Take Home (Monthly)£1,216.22

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £238.14 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,737 vs £15,382

£11,737

  • Gross Pay£11,737.00
  • Take Home (Year)£11,737.00
  • Take Home (Month)£978.08
  • Effective Tax Rate0.0%

£15,382

  • Gross Pay£15,382.00
  • Take Home (Year)£14,594.64
  • Take Home (Month)£1,216.22
  • Effective Tax Rate5.1%

The difference in take-home pay is £2,858 per year, which works out to £238.14 per month.