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Updated for 2025/26

£11,880 vs £16,380 Salary Comparison

Compare a £11,880 salary against £16,380. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,500
per year
Take Home Extra
+£286.10
per month
You Keep
76%
of the raise
5-Year Gain
+£17,166
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,880£16,380Difference
Gross Salary£11,880£16,380£4,500
Income Tax£0£762£762
National Insurance£0£305£305
Pension£0£0£0
Take-Home Pay (Yearly)
£11,880
£15,313
£3,433
Take-Home (Monthly)£990£1,276£286
Effective Tax Rate0.0%6.5%6.5%

£11,880

Gross£11,880
Take-Home£11,880
You Keep100.0%

£16,380

Gross£16,380
Take-Home£15,313
You Keep93.5%

Tax Band Analysis

Understanding where your money goes

£11,880

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£990.00

£16,380

Tax BandBasic Rate
Marginal Rate20%
Income Tax£762.00
National Insurance£304.80
Take Home (Monthly)£1,276.10

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £286.10 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,880 vs £16,380

£11,880

  • Gross Pay£11,880.00
  • Take Home (Year)£11,880.00
  • Take Home (Month)£990.00
  • Effective Tax Rate0.0%

£16,380

  • Gross Pay£16,380.00
  • Take Home (Year)£15,313.20
  • Take Home (Month)£1,276.10
  • Effective Tax Rate6.5%

The difference in take-home pay is £3,433 per year, which works out to £286.10 per month.