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Updated for 2025/26

£11,904 vs £15,152 Salary Comparison

Compare a £11,904 salary against £15,152. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£3,248
per year
Take Home Extra
+£210.42
per month
You Keep
78%
of the raise
5-Year Gain
+£12,625
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,904£15,152Difference
Gross Salary£11,904£15,152£3,248
Income Tax£0£516£516
National Insurance£0£207£207
Pension£0£0£0
Take-Home Pay (Yearly)
£11,904
£14,429
£2,525
Take-Home (Monthly)£992£1,202£210
Effective Tax Rate0.0%4.8%4.8%

£11,904

Gross£11,904
Take-Home£11,904
You Keep100.0%

£15,152

Gross£15,152
Take-Home£14,429
You Keep95.2%

Tax Band Analysis

Understanding where your money goes

£11,904

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£992.00

£15,152

Tax BandBasic Rate
Marginal Rate20%
Income Tax£516.40
National Insurance£206.56
Take Home (Monthly)£1,202.42

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £210.42 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,904 vs £15,152

£11,904

  • Gross Pay£11,904.00
  • Take Home (Year)£11,904.00
  • Take Home (Month)£992.00
  • Effective Tax Rate0.0%

£15,152

  • Gross Pay£15,152.00
  • Take Home (Year)£14,429.04
  • Take Home (Month)£1,202.42
  • Effective Tax Rate4.8%

The difference in take-home pay is £2,525 per year, which works out to £210.42 per month.