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Updated for 2025/26

£11,979 vs £26,424 Salary Comparison

Compare a £11,979 salary against £26,424. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£14,445
per year
Take Home Extra
+£880.49
per month
You Keep
73%
of the raise
5-Year Gain
+£52,829
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,979£26,424Difference
Gross Salary£11,979£26,424£14,445
Income Tax£0£2,771£2,771
National Insurance£0£1,108£1,108
Pension£0£0£0
Take-Home Pay (Yearly)
£11,979
£22,545
£10,566
Take-Home (Monthly)£998£1,879£880
Effective Tax Rate0.0%14.7%14.7%

£11,979

Gross£11,979
Take-Home£11,979
You Keep100.0%

£26,424

Gross£26,424
Take-Home£22,545
You Keep85.3%

Tax Band Analysis

Understanding where your money goes

£11,979

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£998.25

£26,424

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,770.80
National Insurance£1,108.32
Take Home (Monthly)£1,878.74

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £880.49 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£10,565.88/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £11,979 vs £26,424

£11,979

  • Gross Pay£11,979.00
  • Take Home (Year)£11,979.00
  • Take Home (Month)£998.25
  • Effective Tax Rate0.0%

£26,424

  • Gross Pay£26,424.00
  • Take Home (Year)£22,544.88
  • Take Home (Month)£1,878.74
  • Effective Tax Rate14.7%

The difference in take-home pay is £10,566 per year, which works out to £880.49 per month.