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Updated for 2025/26

£11,997 vs £16,997 Salary Comparison

Compare a £11,997 salary against £16,997. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,000
per year
Take Home Extra
+£313.37
per month
You Keep
75%
of the raise
5-Year Gain
+£18,802
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,997£16,997Difference
Gross Salary£11,997£16,997£5,000
Income Tax£0£885£885
National Insurance£0£354£354
Pension£0£0£0
Take-Home Pay (Yearly)
£11,997
£15,757
£3,760
Take-Home (Monthly)£1,000£1,313£313
Effective Tax Rate0.0%7.3%7.3%

£11,997

Gross£11,997
Take-Home£11,997
You Keep100.0%

£16,997

Gross£16,997
Take-Home£15,757
You Keep92.7%

Tax Band Analysis

Understanding where your money goes

£11,997

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£999.75

£16,997

Tax BandBasic Rate
Marginal Rate20%
Income Tax£885.40
National Insurance£354.16
Take Home (Monthly)£1,313.12

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £313.37 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,997 vs £16,997

£11,997

  • Gross Pay£11,997.00
  • Take Home (Year)£11,997.00
  • Take Home (Month)£999.75
  • Effective Tax Rate0.0%

£16,997

  • Gross Pay£16,997.00
  • Take Home (Year)£15,757.44
  • Take Home (Month)£1,313.12
  • Effective Tax Rate7.3%

The difference in take-home pay is £3,760 per year, which works out to £313.37 per month.