Updated for 2025/26
£12,051 vs £17,001 Salary Comparison
Compare a £12,051 salary against £17,001. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,950
per year
Take Home Extra
+£309.11
per month
You Keep
75%
of the raise
5-Year Gain
+£18,547
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £12,051 | £17,001 | Difference |
|---|---|---|---|
| Gross Salary | £12,051 | £17,001 | £4,950 |
| Income Tax | £0 | £886 | £886 |
| National Insurance | £0 | £354 | £354 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £12,051 | £15,760 | £3,709 |
| Take-Home (Monthly) | £1,004 | £1,313 | £309 |
| Effective Tax Rate | 0.0% | 7.3% | 7.3% |
£12,051
Gross£12,051
Take-Home£12,051
You Keep100.0%
£17,001
Gross£17,001
Take-Home£15,760
You Keep92.7%
Tax Band Analysis
Understanding where your money goes
£12,051
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£1,004.25
£17,001
Tax BandBasic Rate
Marginal Rate20%
Income Tax£886.20
National Insurance£354.48
Take Home (Monthly)£1,313.36
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £309.11 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £12,051 vs £17,001
£12,051
- Gross Pay£12,051.00
- Take Home (Year)£12,051.00
- Take Home (Month)£1,004.25
- Effective Tax Rate0.0%
£17,001
- Gross Pay£17,001.00
- Take Home (Year)£15,760.32
- Take Home (Month)£1,313.36
- Effective Tax Rate7.3%
The difference in take-home pay is £3,709 per year, which works out to £309.11 per month.