Updated for 2025/26
£12,380 vs £25,322 Salary Comparison
Compare a £12,380 salary against £25,322. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£12,942
per year
Take Home Extra
+£780.95
per month
You Keep
72%
of the raise
5-Year Gain
+£46,857
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £12,380 | £25,322 | Difference |
|---|---|---|---|
| Gross Salary | £12,380 | £25,322 | £12,942 |
| Income Tax | £0 | £2,550 | £2,550 |
| National Insurance | £0 | £1,020 | £1,020 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £12,380 | £21,751 | £9,371 |
| Take-Home (Monthly) | £1,032 | £1,813 | £781 |
| Effective Tax Rate | 0.0% | 14.1% | 14.1% |
£12,380
Gross£12,380
Take-Home£12,380
You Keep100.0%
£25,322
Gross£25,322
Take-Home£21,751
You Keep85.9%
Tax Band Analysis
Understanding where your money goes
£12,380
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£1,031.67
£25,322
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,550.40
National Insurance£1,020.16
Take Home (Monthly)£1,812.62
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £780.95 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,371.44/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £12,380 vs £25,322
£12,380
- Gross Pay£12,380.00
- Take Home (Year)£12,380.00
- Take Home (Month)£1,031.67
- Effective Tax Rate0.0%
£25,322
- Gross Pay£25,322.00
- Take Home (Year)£21,751.44
- Take Home (Month)£1,812.62
- Effective Tax Rate14.1%
The difference in take-home pay is £9,371 per year, which works out to £780.95 per month.