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Updated for 2025/26

£13,002 vs £26,715 Salary Comparison

Compare a £13,002 salary against £26,715. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£13,713
per year
Take Home Extra
+£822.78
per month
You Keep
72%
of the raise
5-Year Gain
+£49,367
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£13,002£26,715Difference
Gross Salary£13,002£26,715£13,713
Income Tax£86£2,829£2,743
National Insurance£35£1,132£1,097
Pension£0£0£0
Take-Home Pay (Yearly)
£12,881
£22,754
£9,873
Take-Home (Monthly)£1,073£1,896£823
Effective Tax Rate0.9%14.8%13.9%

£13,002

Gross£13,002
Take-Home£12,881
You Keep99.1%

£26,715

Gross£26,715
Take-Home£22,754
You Keep85.2%

Tax Band Analysis

Understanding where your money goes

£13,002

Tax BandBasic Rate
Marginal Rate20%
Income Tax£86.40
National Insurance£34.56
Take Home (Monthly)£1,073.42

£26,715

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,829.00
National Insurance£1,131.60
Take Home (Monthly)£1,896.20

What £822.78 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,873.36/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £13,002 vs £26,715

£13,002

  • Gross Pay£13,002.00
  • Take Home (Year)£12,881.04
  • Take Home (Month)£1,073.42
  • Effective Tax Rate0.9%

£26,715

  • Gross Pay£26,715.00
  • Take Home (Year)£22,754.40
  • Take Home (Month)£1,896.20
  • Effective Tax Rate14.8%

The difference in take-home pay is £9,873 per year, which works out to £822.78 per month.