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Updated for 2025/26

£13,015 vs £24,015 Salary Comparison

Compare a £13,015 salary against £24,015. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£11,000
per year
Take Home Extra
+£660.00
per month
You Keep
72%
of the raise
5-Year Gain
+£39,600
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£13,015£24,015Difference
Gross Salary£13,015£24,015£11,000
Income Tax£89£2,289£2,200
National Insurance£36£916£880
Pension£0£0£0
Take-Home Pay (Yearly)
£12,890
£20,810
£7,920
Take-Home (Monthly)£1,074£1,734£660
Effective Tax Rate1.0%13.3%12.4%

£13,015

Gross£13,015
Take-Home£12,890
You Keep99.0%

£24,015

Gross£24,015
Take-Home£20,810
You Keep86.7%

Tax Band Analysis

Understanding where your money goes

£13,015

Tax BandBasic Rate
Marginal Rate20%
Income Tax£89.00
National Insurance£35.60
Take Home (Monthly)£1,074.20

£24,015

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,289.00
National Insurance£915.60
Take Home (Monthly)£1,734.20

What £660.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,920.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £13,015 vs £24,015

£13,015

  • Gross Pay£13,015.00
  • Take Home (Year)£12,890.40
  • Take Home (Month)£1,074.20
  • Effective Tax Rate1.0%

£24,015

  • Gross Pay£24,015.00
  • Take Home (Year)£20,810.40
  • Take Home (Month)£1,734.20
  • Effective Tax Rate13.3%

The difference in take-home pay is £7,920 per year, which works out to £660.00 per month.