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Updated for 2025/26

£13,271 vs £18,171 Salary Comparison

Compare a £13,271 salary against £18,171. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,900
per year
Take Home Extra
+£294.00
per month
You Keep
72%
of the raise
5-Year Gain
+£17,640
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
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Comparison Results

Metric£13,271£18,171Difference
Gross Salary£13,271£18,171£4,900
Income Tax£140£1,120£980
National Insurance£56£448£392
Pension£0£0£0
Take-Home Pay (Yearly)
£13,075
£16,603
£3,528
Take-Home (Monthly)£1,090£1,384£294
Effective Tax Rate1.5%8.6%7.2%

£13,271

Gross£13,271
Take-Home£13,075
You Keep98.5%

£18,171

Gross£18,171
Take-Home£16,603
You Keep91.4%

Tax Band Analysis

Understanding where your money goes

£13,271

Tax BandBasic Rate
Marginal Rate20%
Income Tax£140.20
National Insurance£56.08
Take Home (Monthly)£1,089.56

£18,171

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,120.20
National Insurance£448.08
Take Home (Monthly)£1,383.56

What £294.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £13,271 vs £18,171

£13,271

  • Gross Pay£13,271.00
  • Take Home (Year)£13,074.72
  • Take Home (Month)£1,089.56
  • Effective Tax Rate1.5%

£18,171

  • Gross Pay£18,171.00
  • Take Home (Year)£16,602.72
  • Take Home (Month)£1,383.56
  • Effective Tax Rate8.6%

The difference in take-home pay is £3,528 per year, which works out to £294.00 per month.