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Updated for 2025/26

£13,280 vs £26,788 Salary Comparison

Compare a £13,280 salary against £26,788. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£13,508
per year
Take Home Extra
+£810.48
per month
You Keep
72%
of the raise
5-Year Gain
+£48,629
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£13,280£26,788Difference
Gross Salary£13,280£26,788£13,508
Income Tax£142£2,844£2,702
National Insurance£57£1,137£1,081
Pension£0£0£0
Take-Home Pay (Yearly)
£13,081
£22,807
£9,726
Take-Home (Monthly)£1,090£1,901£810
Effective Tax Rate1.5%14.9%13.4%

£13,280

Gross£13,280
Take-Home£13,081
You Keep98.5%

£26,788

Gross£26,788
Take-Home£22,807
You Keep85.1%

Tax Band Analysis

Understanding where your money goes

£13,280

Tax BandBasic Rate
Marginal Rate20%
Income Tax£142.00
National Insurance£56.80
Take Home (Monthly)£1,090.10

£26,788

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,843.60
National Insurance£1,137.44
Take Home (Monthly)£1,900.58

What £810.48 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,725.76/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £13,280 vs £26,788

£13,280

  • Gross Pay£13,280.00
  • Take Home (Year)£13,081.20
  • Take Home (Month)£1,090.10
  • Effective Tax Rate1.5%

£26,788

  • Gross Pay£26,788.00
  • Take Home (Year)£22,806.96
  • Take Home (Month)£1,900.58
  • Effective Tax Rate14.9%

The difference in take-home pay is £9,726 per year, which works out to £810.48 per month.