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Updated for 2025/26

£13,345 vs £16,002 Salary Comparison

Compare a £13,345 salary against £16,002. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£2,657
per year
Take Home Extra
+£159.42
per month
You Keep
72%
of the raise
5-Year Gain
+£9,565
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£13,345£16,002Difference
Gross Salary£13,345£16,002£2,657
Income Tax£155£686£531
National Insurance£62£275£213
Pension£0£0£0
Take-Home Pay (Yearly)
£13,128
£15,041
£1,913
Take-Home (Monthly)£1,094£1,253£159
Effective Tax Rate1.6%6.0%4.4%

£13,345

Gross£13,345
Take-Home£13,128
You Keep98.4%

£16,002

Gross£16,002
Take-Home£15,041
You Keep94.0%

Tax Band Analysis

Understanding where your money goes

£13,345

Tax BandBasic Rate
Marginal Rate20%
Income Tax£155.00
National Insurance£62.00
Take Home (Monthly)£1,094.00

£16,002

Tax BandBasic Rate
Marginal Rate20%
Income Tax£686.40
National Insurance£274.56
Take Home (Monthly)£1,253.42

What £159.42 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo

Full Comparison: £13,345 vs £16,002

£13,345

  • Gross Pay£13,345.00
  • Take Home (Year)£13,128.00
  • Take Home (Month)£1,094.00
  • Effective Tax Rate1.6%

£16,002

  • Gross Pay£16,002.00
  • Take Home (Year)£15,041.04
  • Take Home (Month)£1,253.42
  • Effective Tax Rate6.0%

The difference in take-home pay is £1,913 per year, which works out to £159.42 per month.