Updated for 2025/26
£13,438 vs £18,338 Salary Comparison
Compare a £13,438 salary against £18,338. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,900
per year
Take Home Extra
+£294.00
per month
You Keep
72%
of the raise
5-Year Gain
+£17,640
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £13,438 | £18,338 | Difference |
|---|---|---|---|
| Gross Salary | £13,438 | £18,338 | £4,900 |
| Income Tax | £174 | £1,154 | £980 |
| National Insurance | £69 | £461 | £392 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £13,195 | £16,723 | £3,528 |
| Take-Home (Monthly) | £1,100 | £1,394 | £294 |
| Effective Tax Rate | 1.8% | 8.8% | 7.0% |
£13,438
Gross£13,438
Take-Home£13,195
You Keep98.2%
£18,338
Gross£18,338
Take-Home£16,723
You Keep91.2%
Tax Band Analysis
Understanding where your money goes
£13,438
Tax BandBasic Rate
Marginal Rate20%
Income Tax£173.60
National Insurance£69.44
Take Home (Monthly)£1,099.58
£18,338
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,153.60
National Insurance£461.44
Take Home (Monthly)£1,393.58
What £294.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £13,438 vs £18,338
£13,438
- Gross Pay£13,438.00
- Take Home (Year)£13,194.96
- Take Home (Month)£1,099.58
- Effective Tax Rate1.8%
£18,338
- Gross Pay£18,338.00
- Take Home (Year)£16,722.96
- Take Home (Month)£1,393.58
- Effective Tax Rate8.8%
The difference in take-home pay is £3,528 per year, which works out to £294.00 per month.