Updated for 2025/26
£13,818 vs £18,318 Salary Comparison
Compare a £13,818 salary against £18,318. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,500
per year
Take Home Extra
+£270.00
per month
You Keep
72%
of the raise
5-Year Gain
+£16,200
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £13,818 | £18,318 | Difference |
|---|---|---|---|
| Gross Salary | £13,818 | £18,318 | £4,500 |
| Income Tax | £250 | £1,150 | £900 |
| National Insurance | £100 | £460 | £360 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £13,469 | £16,709 | £3,240 |
| Take-Home (Monthly) | £1,122 | £1,392 | £270 |
| Effective Tax Rate | 2.5% | 8.8% | 6.3% |
£13,818
Gross£13,818
Take-Home£13,469
You Keep97.5%
£18,318
Gross£18,318
Take-Home£16,709
You Keep91.2%
Tax Band Analysis
Understanding where your money goes
£13,818
Tax BandBasic Rate
Marginal Rate20%
Income Tax£249.60
National Insurance£99.84
Take Home (Monthly)£1,122.38
£18,318
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,149.60
National Insurance£459.84
Take Home (Monthly)£1,392.38
What £270.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £13,818 vs £18,318
£13,818
- Gross Pay£13,818.00
- Take Home (Year)£13,468.56
- Take Home (Month)£1,122.38
- Effective Tax Rate2.5%
£18,318
- Gross Pay£18,318.00
- Take Home (Year)£16,708.56
- Take Home (Month)£1,392.38
- Effective Tax Rate8.8%
The difference in take-home pay is £3,240 per year, which works out to £270.00 per month.