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Updated for 2025/26

£14,322 vs £18,291 Salary Comparison

Compare a £14,322 salary against £18,291. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£3,969
per year
Take Home Extra
+£238.14
per month
You Keep
72%
of the raise
5-Year Gain
+£14,288
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
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Comparison Results

Metric£14,322£18,291Difference
Gross Salary£14,322£18,291£3,969
Income Tax£350£1,144£794
National Insurance£140£458£318
Pension£0£0£0
Take-Home Pay (Yearly)
£13,831
£16,689
£2,858
Take-Home (Monthly)£1,153£1,391£238
Effective Tax Rate3.4%8.8%5.3%

£14,322

Gross£14,322
Take-Home£13,831
You Keep96.6%

£18,291

Gross£18,291
Take-Home£16,689
You Keep91.2%

Tax Band Analysis

Understanding where your money goes

£14,322

Tax BandBasic Rate
Marginal Rate20%
Income Tax£350.40
National Insurance£140.16
Take Home (Monthly)£1,152.62

£18,291

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,144.20
National Insurance£457.68
Take Home (Monthly)£1,390.76

What £238.14 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £14,322 vs £18,291

£14,322

  • Gross Pay£14,322.00
  • Take Home (Year)£13,831.44
  • Take Home (Month)£1,152.62
  • Effective Tax Rate3.4%

£18,291

  • Gross Pay£18,291.00
  • Take Home (Year)£16,689.12
  • Take Home (Month)£1,390.76
  • Effective Tax Rate8.8%

The difference in take-home pay is £2,858 per year, which works out to £238.14 per month.