Updated for 2025/26
£14,941 vs £20,991 Salary Comparison
Compare a £14,941 salary against £20,991. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,050
per year
Take Home Extra
+£363.00
per month
You Keep
72%
of the raise
5-Year Gain
+£21,780
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £14,941 | £20,991 | Difference |
|---|---|---|---|
| Gross Salary | £14,941 | £20,991 | £6,050 |
| Income Tax | £474 | £1,684 | £1,210 |
| National Insurance | £190 | £674 | £484 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,277 | £18,633 | £4,356 |
| Take-Home (Monthly) | £1,190 | £1,553 | £363 |
| Effective Tax Rate | 4.4% | 11.2% | 6.8% |
£14,941
Gross£14,941
Take-Home£14,277
You Keep95.6%
£20,991
Gross£20,991
Take-Home£18,633
You Keep88.8%
Tax Band Analysis
Understanding where your money goes
£14,941
Tax BandBasic Rate
Marginal Rate20%
Income Tax£474.20
National Insurance£189.68
Take Home (Monthly)£1,189.76
£20,991
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,684.20
National Insurance£673.68
Take Home (Monthly)£1,552.76
What £363.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £14,941 vs £20,991
£14,941
- Gross Pay£14,941.00
- Take Home (Year)£14,277.12
- Take Home (Month)£1,189.76
- Effective Tax Rate4.4%
£20,991
- Gross Pay£20,991.00
- Take Home (Year)£18,633.12
- Take Home (Month)£1,552.76
- Effective Tax Rate11.2%
The difference in take-home pay is £4,356 per year, which works out to £363.00 per month.