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Updated for 2025/26

£14,980 vs £25,480 Salary Comparison

Compare a £14,980 salary against £25,480. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£10,500
per year
Take Home Extra
+£630.00
per month
You Keep
72%
of the raise
5-Year Gain
+£37,800
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£14,980£25,480Difference
Gross Salary£14,980£25,480£10,500
Income Tax£482£2,582£2,100
National Insurance£193£1,033£840
Pension£0£0£0
Take-Home Pay (Yearly)
£14,305
£21,865
£7,560
Take-Home (Monthly)£1,192£1,822£630
Effective Tax Rate4.5%14.2%9.7%

£14,980

Gross£14,980
Take-Home£14,305
You Keep95.5%

£25,480

Gross£25,480
Take-Home£21,865
You Keep85.8%

Tax Band Analysis

Understanding where your money goes

£14,980

Tax BandBasic Rate
Marginal Rate20%
Income Tax£482.00
National Insurance£192.80
Take Home (Monthly)£1,192.10

£25,480

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,582.00
National Insurance£1,032.80
Take Home (Monthly)£1,822.10

What £630.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£7,560.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £14,980 vs £25,480

£14,980

  • Gross Pay£14,980.00
  • Take Home (Year)£14,305.20
  • Take Home (Month)£1,192.10
  • Effective Tax Rate4.5%

£25,480

  • Gross Pay£25,480.00
  • Take Home (Year)£21,865.20
  • Take Home (Month)£1,822.10
  • Effective Tax Rate14.2%

The difference in take-home pay is £7,560 per year, which works out to £630.00 per month.