Updated for 2025/26
£15,004 vs £19,415 Salary Comparison
Compare a £15,004 salary against £19,415. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,411
per year
Take Home Extra
+£264.66
per month
You Keep
72%
of the raise
5-Year Gain
+£15,880
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,004 | £19,415 | Difference |
|---|---|---|---|
| Gross Salary | £15,004 | £19,415 | £4,411 |
| Income Tax | £487 | £1,369 | £882 |
| National Insurance | £195 | £548 | £353 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,322 | £17,498 | £3,176 |
| Take-Home (Monthly) | £1,194 | £1,458 | £265 |
| Effective Tax Rate | 4.5% | 9.9% | 5.3% |
£15,004
Gross£15,004
Take-Home£14,322
You Keep95.5%
£19,415
Gross£19,415
Take-Home£17,498
You Keep90.1%
Tax Band Analysis
Understanding where your money goes
£15,004
Tax BandBasic Rate
Marginal Rate20%
Income Tax£486.80
National Insurance£194.72
Take Home (Monthly)£1,193.54
£19,415
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,369.00
National Insurance£547.60
Take Home (Monthly)£1,458.20
What £264.66 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,004 vs £19,415
£15,004
- Gross Pay£15,004.00
- Take Home (Year)£14,322.48
- Take Home (Month)£1,193.54
- Effective Tax Rate4.5%
£19,415
- Gross Pay£19,415.00
- Take Home (Year)£17,498.40
- Take Home (Month)£1,458.20
- Effective Tax Rate9.9%
The difference in take-home pay is £3,176 per year, which works out to £264.66 per month.