Updated for 2025/26
£15,017 vs £20,517 Salary Comparison
Compare a £15,017 salary against £20,517. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,500
per year
Take Home Extra
+£330.00
per month
You Keep
72%
of the raise
5-Year Gain
+£19,800
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,017 | £20,517 | Difference |
|---|---|---|---|
| Gross Salary | £15,017 | £20,517 | £5,500 |
| Income Tax | £489 | £1,589 | £1,100 |
| National Insurance | £196 | £636 | £440 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,332 | £18,292 | £3,960 |
| Take-Home (Monthly) | £1,194 | £1,524 | £330 |
| Effective Tax Rate | 4.6% | 10.8% | 6.3% |
£15,017
Gross£15,017
Take-Home£14,332
You Keep95.4%
£20,517
Gross£20,517
Take-Home£18,292
You Keep89.2%
Tax Band Analysis
Understanding where your money goes
£15,017
Tax BandBasic Rate
Marginal Rate20%
Income Tax£489.40
National Insurance£195.76
Take Home (Monthly)£1,194.32
£20,517
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,589.40
National Insurance£635.76
Take Home (Monthly)£1,524.32
What £330.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,017 vs £20,517
£15,017
- Gross Pay£15,017.00
- Take Home (Year)£14,331.84
- Take Home (Month)£1,194.32
- Effective Tax Rate4.6%
£20,517
- Gross Pay£20,517.00
- Take Home (Year)£18,291.84
- Take Home (Month)£1,524.32
- Effective Tax Rate10.8%
The difference in take-home pay is £3,960 per year, which works out to £330.00 per month.