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Updated for 2025/26

£15,025 vs £23,305 Salary Comparison

Compare a £15,025 salary against £23,305. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£8,280
per year
Take Home Extra
+£496.80
per month
You Keep
72%
of the raise
5-Year Gain
+£29,808
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,025£23,305Difference
Gross Salary£15,025£23,305£8,280
Income Tax£491£2,147£1,656
National Insurance£196£859£662
Pension£0£0£0
Take-Home Pay (Yearly)
£14,338
£20,299
£5,962
Take-Home (Monthly)£1,195£1,692£497
Effective Tax Rate4.6%12.9%8.3%

£15,025

Gross£15,025
Take-Home£14,338
You Keep95.4%

£23,305

Gross£23,305
Take-Home£20,299
You Keep87.1%

Tax Band Analysis

Understanding where your money goes

£15,025

Tax BandBasic Rate
Marginal Rate20%
Income Tax£491.00
National Insurance£196.40
Take Home (Monthly)£1,194.80

£23,305

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,147.00
National Insurance£858.80
Take Home (Monthly)£1,691.60

What £496.80 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£5,961.60/year extra into savings or investments

Full Comparison: £15,025 vs £23,305

£15,025

  • Gross Pay£15,025.00
  • Take Home (Year)£14,337.60
  • Take Home (Month)£1,194.80
  • Effective Tax Rate4.6%

£23,305

  • Gross Pay£23,305.00
  • Take Home (Year)£20,299.20
  • Take Home (Month)£1,691.60
  • Effective Tax Rate12.9%

The difference in take-home pay is £5,962 per year, which works out to £496.80 per month.