Updated for 2025/26
£15,026 vs £21,614 Salary Comparison
Compare a £15,026 salary against £21,614. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,588
per year
Take Home Extra
+£395.28
per month
You Keep
72%
of the raise
5-Year Gain
+£23,717
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,026 | £21,614 | Difference |
|---|---|---|---|
| Gross Salary | £15,026 | £21,614 | £6,588 |
| Income Tax | £491 | £1,809 | £1,318 |
| National Insurance | £196 | £724 | £527 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,338 | £19,082 | £4,743 |
| Take-Home (Monthly) | £1,195 | £1,590 | £395 |
| Effective Tax Rate | 4.6% | 11.7% | 7.1% |
£15,026
Gross£15,026
Take-Home£14,338
You Keep95.4%
£21,614
Gross£21,614
Take-Home£19,082
You Keep88.3%
Tax Band Analysis
Understanding where your money goes
£15,026
Tax BandBasic Rate
Marginal Rate20%
Income Tax£491.20
National Insurance£196.48
Take Home (Monthly)£1,194.86
£21,614
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,808.80
National Insurance£723.52
Take Home (Monthly)£1,590.14
What £395.28 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,026 vs £21,614
£15,026
- Gross Pay£15,026.00
- Take Home (Year)£14,338.32
- Take Home (Month)£1,194.86
- Effective Tax Rate4.6%
£21,614
- Gross Pay£21,614.00
- Take Home (Year)£19,081.68
- Take Home (Month)£1,590.14
- Effective Tax Rate11.7%
The difference in take-home pay is £4,743 per year, which works out to £395.28 per month.