Updated for 2025/26
£15,046 vs £26,386 Salary Comparison
Compare a £15,046 salary against £26,386. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£11,340
per year
Take Home Extra
+£680.40
per month
You Keep
72%
of the raise
5-Year Gain
+£40,824
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,046 | £26,386 | Difference |
|---|---|---|---|
| Gross Salary | £15,046 | £26,386 | £11,340 |
| Income Tax | £495 | £2,763 | £2,268 |
| National Insurance | £198 | £1,105 | £907 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,353 | £22,518 | £8,165 |
| Take-Home (Monthly) | £1,196 | £1,876 | £680 |
| Effective Tax Rate | 4.6% | 14.7% | 10.1% |
£15,046
Gross£15,046
Take-Home£14,353
You Keep95.4%
£26,386
Gross£26,386
Take-Home£22,518
You Keep85.3%
Tax Band Analysis
Understanding where your money goes
£15,046
Tax BandBasic Rate
Marginal Rate20%
Income Tax£495.20
National Insurance£198.08
Take Home (Monthly)£1,196.06
£26,386
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,763.20
National Insurance£1,105.28
Take Home (Monthly)£1,876.46
What £680.40 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£8,164.80/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,046 vs £26,386
£15,046
- Gross Pay£15,046.00
- Take Home (Year)£14,352.72
- Take Home (Month)£1,196.06
- Effective Tax Rate4.6%
£26,386
- Gross Pay£26,386.00
- Take Home (Year)£22,517.52
- Take Home (Month)£1,876.46
- Effective Tax Rate14.7%
The difference in take-home pay is £8,165 per year, which works out to £680.40 per month.