Updated for 2025/26
£15,048 vs £31,390 Salary Comparison
Compare a £15,048 salary against £31,390. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£16,342
per year
Take Home Extra
+£980.52
per month
You Keep
72%
of the raise
5-Year Gain
+£58,831
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,048 | £31,390 | Difference |
|---|---|---|---|
| Gross Salary | £15,048 | £31,390 | £16,342 |
| Income Tax | £496 | £3,764 | £3,268 |
| National Insurance | £198 | £1,506 | £1,307 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,354 | £26,120 | £11,766 |
| Take-Home (Monthly) | £1,196 | £2,177 | £981 |
| Effective Tax Rate | 4.6% | 16.8% | 12.2% |
£15,048
Gross£15,048
Take-Home£14,354
You Keep95.4%
£31,390
Gross£31,390
Take-Home£26,120
You Keep83.2%
Tax Band Analysis
Understanding where your money goes
£15,048
Tax BandBasic Rate
Marginal Rate20%
Income Tax£495.60
National Insurance£198.24
Take Home (Monthly)£1,196.18
£31,390
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,764.00
National Insurance£1,505.60
Take Home (Monthly)£2,176.70
What £980.52 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£11,766.24/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,048 vs £31,390
£15,048
- Gross Pay£15,048.00
- Take Home (Year)£14,354.16
- Take Home (Month)£1,196.18
- Effective Tax Rate4.6%
£31,390
- Gross Pay£31,390.00
- Take Home (Year)£26,120.40
- Take Home (Month)£2,176.70
- Effective Tax Rate16.8%
The difference in take-home pay is £11,766 per year, which works out to £980.52 per month.