Updated for 2025/26
£15,072 vs £18,680 Salary Comparison
Compare a £15,072 salary against £18,680. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£3,608
per year
Take Home Extra
+£216.48
per month
You Keep
72%
of the raise
5-Year Gain
+£12,989
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,072 | £18,680 | Difference |
|---|---|---|---|
| Gross Salary | £15,072 | £18,680 | £3,608 |
| Income Tax | £500 | £1,222 | £722 |
| National Insurance | £200 | £489 | £289 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,371 | £16,969 | £2,598 |
| Take-Home (Monthly) | £1,198 | £1,414 | £216 |
| Effective Tax Rate | 4.6% | 9.2% | 4.5% |
£15,072
Gross£15,072
Take-Home£14,371
You Keep95.4%
£18,680
Gross£18,680
Take-Home£16,969
You Keep90.8%
Tax Band Analysis
Understanding where your money goes
£15,072
Tax BandBasic Rate
Marginal Rate20%
Income Tax£500.40
National Insurance£200.16
Take Home (Monthly)£1,197.62
£18,680
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,222.00
National Insurance£488.80
Take Home (Monthly)£1,414.10
What £216.48 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,072 vs £18,680
£15,072
- Gross Pay£15,072.00
- Take Home (Year)£14,371.44
- Take Home (Month)£1,197.62
- Effective Tax Rate4.6%
£18,680
- Gross Pay£18,680.00
- Take Home (Year)£16,969.20
- Take Home (Month)£1,414.10
- Effective Tax Rate9.2%
The difference in take-home pay is £2,598 per year, which works out to £216.48 per month.