Updated for 2025/26
£15,185 vs £18,830 Salary Comparison
Compare a £15,185 salary against £18,830. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£3,645
per year
Take Home Extra
+£218.70
per month
You Keep
72%
of the raise
5-Year Gain
+£13,122
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,185 | £18,830 | Difference |
|---|---|---|---|
| Gross Salary | £15,185 | £18,830 | £3,645 |
| Income Tax | £523 | £1,252 | £729 |
| National Insurance | £209 | £501 | £292 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,453 | £17,077 | £2,624 |
| Take-Home (Monthly) | £1,204 | £1,423 | £219 |
| Effective Tax Rate | 4.8% | 9.3% | 4.5% |
£15,185
Gross£15,185
Take-Home£14,453
You Keep95.2%
£18,830
Gross£18,830
Take-Home£17,077
You Keep90.7%
Tax Band Analysis
Understanding where your money goes
£15,185
Tax BandBasic Rate
Marginal Rate20%
Income Tax£523.00
National Insurance£209.20
Take Home (Monthly)£1,204.40
£18,830
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,252.00
National Insurance£500.80
Take Home (Monthly)£1,423.10
What £218.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,185 vs £18,830
£15,185
- Gross Pay£15,185.00
- Take Home (Year)£14,452.80
- Take Home (Month)£1,204.40
- Effective Tax Rate4.8%
£18,830
- Gross Pay£18,830.00
- Take Home (Year)£17,077.20
- Take Home (Month)£1,423.10
- Effective Tax Rate9.3%
The difference in take-home pay is £2,624 per year, which works out to £218.70 per month.